News & Publications

Mike provides news and publications on emerging title and consumer rights issues across the United States, including title correction, VIN swapping, improper repossession, wrongful impoundment, and civil asset forfeiture.

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Improper Repossession

What Impact Do Arbitration Clauses Have on Wrongful Repossessions or Predatory Lending Lawsuits?
April 19, 2026
High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
March 9, 2026
Repossession and CPI: Ensuring Lender Accountability for Consumer Violations
March 4, 2026
Demand Your GAP Refund As Soon As Possible
February 28, 2026
Dawson vs. RAM Motors, LLC: Post Petition Repossession Violated Bankruptcy Stay
January 16, 2026
License Plate Scanners Have Scanned Your License Plate and Know Where You Have Been
January 16, 2026
Wiley v. On Point Recovery: Legal Aspects of Repossession in Arizona
December 20, 2025
Chavez v. Ford Motor Credit: Arizona’s Self-Help Statute and FDCPA in Repossession
December 5, 2025
Consumer rights and the legal landscape of starter interruption devices in auto loans and repossession.
Are Starter Interruption Devices Legal for Late Payments and/or Repossession?
November 10, 2025
How Widespread are The Questionable Practices in Auto Loan Servicing That Gave Rise a $42 Million Fine?
October 16, 2025
Fifth Third Bank Agreed to $15M Fine for Illegal Repossessions and Duplicative Insurance Practices
October 10, 2025
Registered Owner Entitled to Punitive Damages for Improper Repossession of Paid-Off Vehicle
September 28, 2025
Mere Presence of A Police Officer May Be A Constitutional Violation in A Vehicle Repossession
August 26, 2025
Wells Fargo Settles Lawsuit Over Deficient Repossession Notices
April 19, 2025
Fourth Circuit Court of Appeals Grants Police Officer Qualified Immunity in Improper Repossession Lawsuit
March 17, 2025
Federal Court Sends Improper Repossession to Arbitration Despite Lien Being Paid Off
January 6, 2025
Illinois Requires Specific Notice for Vehicle Repossession
December 25, 2024
Improper Repossession Lawsuit Requires Proof of Financial Institution’s Direct Involvement
December 23, 2024
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
February 11, 2024

Civil Asset Forfeiture

New York City’s Scofflaw Law Requires a Hearing to Meet 14th Amendment Due Process Concerns
April 6, 2026
Lien Holders Must Receive Notice of Seizure But Consequential Damages Are Unlikely
August 26, 2025
The Doctrine of Laches: Ensuring Compliance with State Lien Law and Timely Notice to Lien Holders
July 26, 2025
What is The Standard for Proving Forfeitability in Illinois Today?
March 21, 2025
The United States Supreme Court Holds A Timely Forfeiture Hearing Must Be Conducted But A Separate Preliminary Hearing is Not Constitutionality Required
January 4, 2025
U.S. Attorney’s Office Collected More Than $60 Million in Civil, Criminal, and Asset Forfeiture Actions in Fiscal Year 2023
November 16, 2024
Unpaid Parking Tickets and Vehicle Forfeiture: Legal Insights from O’Donnell v. City of Chicago
August 9, 2024
Sixth Circuit Finds Wayne County’s Forfeiture Program Unconstitutional
July 28, 2024
Illinois Requires Seized Vehicle to be “within” county’s borders to confer in-rem jurisdiction
June 6, 2024
US Supreme Court Hears Arguments on Constitutionality of Seizures Held Without Hearing Within a Reasonable Period
March 27, 2024

Wrongful Impoundment

City of Chicago Re-Hearing on Impound Fees Ordered
May 24, 2025
Recovery of Repair Damages Requires Direct and Proximate Cause
May 22, 2025
2019 Land Rover Booted & Impounded by City of Philadelphia for Three Unpaid Traffic & Parking Violations
September 12, 2024
No Private Right of Action Against Prosecutor or Detective for Delayed Hearing Greater Than Sixty Days
September 11, 2024

Title Correction

The United States’ Federal System for Vehicle Titles and Title Correction
September 27, 2025
State Law Controls Issuance and Correction of Vehicle Titles
April 27, 2024
Court-Ordered Surrender of Title for Correction of Title Mistakes
February 1, 2024

Duplicate Title Fraud

False Statements to Obtain a Duplicate Title: the Takeaways from People v. Sudzus
April 2, 2024
Customer Fraud Submitting Duplicate Title Request to DMV
March 1, 2024

Title Washing

Title Disclosures After Buyback are Required Only to The First Retail Purchaser
August 8, 2024
Title Washing or Concealing Vehicle History is Actionable
May 4, 2024

Title Jumping

Bradley v. B & Z Auto Enterprises: How Vehicle Title Jumping/Skipping Harms Consumers
February 2, 2026
Vehicle Title Jumping in Illinois: Register Title Within 30 Day Requirement
May 5, 2024
Buying/Selling a Used Car Today: Beware of “Title Curbstoning”
January 24, 2024

VIN Swapping

VIN Swapping or VIN Switching is Addressed Under Several Statutes and Matter Law in Illinois
July 7, 2024
Federal Law Prohibits VIN Swapping: United States v. Nagapetian
June 7, 2024

Browse Articles by State

Alabama

The United States Supreme Court Holds A Timely Forfeiture Hearing Must Be Conducted But A Separate Preliminary Hearing is Not Constitutionality Required
January 4, 2025
US Supreme Court Hears Arguments on Constitutionality of Seizures Held Without Hearing Within a Reasonable Period
March 27, 2024

Arizona

What Impact Do Arbitration Clauses Have on Wrongful Repossessions or Predatory Lending Lawsuits?
April 19, 2026
Wiley v. On Point Recovery: Legal Aspects of Repossession in Arizona
December 20, 2025
Chavez v. Ford Motor Credit: Arizona’s Self-Help Statute and FDCPA in Repossession
December 5, 2025
Dealership’s Issuance of Replacement Key Leads to Lawsuit: Gen. Sec. Indem. Co. of Ariz. A/S/O Terryville Chevrolet, LLC v. Felix F. Callari, Inc
February 7, 2025

California

High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
March 9, 2026
Consumer rights and the legal landscape of starter interruption devices in auto loans and repossession.
Are Starter Interruption Devices Legal for Late Payments and/or Repossession?
November 10, 2025
Federal Law Prohibits VIN Swapping: United States v. Nagapetian
June 7, 2024
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
February 11, 2024

Colorado

Customer Fraud Submitting Duplicate Title Request to DMV
March 1, 2024

Florida

High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
March 9, 2026
Consumer rights and the legal landscape of starter interruption devices in auto loans and repossession.
Are Starter Interruption Devices Legal for Late Payments and/or Repossession?
November 10, 2025
Lease Repossessions Require Customers to Cure Default Entirely With All Lease Terms
June 24, 2025
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
February 11, 2024

Georgia

How Widespread are The Questionable Practices in Auto Loan Servicing That Gave Rise a $42 Million Fine?
October 16, 2025
Sixth Circuit Finds Wayne County’s Forfeiture Program Unconstitutional
July 28, 2024
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
February 11, 2024

Illinois

High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
March 9, 2026
Illinois vehicle title fraud risks and prevention tips, including title washing, jumping, and how to verify ownership.
How to Check Vehicle Titles, Ownership and Avoid Fraud in Illinois
November 23, 2025
Consumer rights and the legal landscape of starter interruption devices in auto loans and repossession.
Are Starter Interruption Devices Legal for Late Payments and/or Repossession?
November 10, 2025
Registered Owner Entitled to Punitive Damages for Improper Repossession of Paid-Off Vehicle
September 28, 2025
The United States’ Federal System for Vehicle Titles and Title Correction
September 27, 2025
Mere Presence of A Police Officer May Be A Constitutional Violation in A Vehicle Repossession
August 26, 2025
City of Chicago Re-Hearing on Impound Fees Ordered
May 24, 2025
What is The Standard for Proving Forfeitability in Illinois Today?
March 21, 2025
Illinois Requires Specific Notice for Vehicle Repossession
December 25, 2024
U.S. Attorney’s Office Collected More Than $60 Million in Civil, Criminal, and Asset Forfeiture Actions in Fiscal Year 2023
November 16, 2024
Unpaid Parking Tickets and Vehicle Forfeiture: Legal Insights from O’Donnell v. City of Chicago
August 9, 2024
Title Disclosures After Buyback are Required Only to The First Retail Purchaser
August 8, 2024
Illinois Requires Seized Vehicle to be “within” county’s borders to confer in-rem jurisdiction
June 6, 2024
Vehicle Title Jumping in Illinois: Register Title Within 30 Day Requirement
May 5, 2024
Title Washing or Concealing Vehicle History is Actionable
May 4, 2024
False Statements to Obtain a Duplicate Title: the Takeaways from People v. Sudzus
April 2, 2024
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
February 11, 2024

Massachusetts

Customer Inside Vehicle During a Repossession is a “Breach of Peace”
July 25, 2025

Michigan

Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
February 11, 2024

Mississippi

Federal Court Sends Improper Repossession to Arbitration Despite Lien Being Paid Off
January 6, 2025

Missouri

High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
March 9, 2026
Trial Court Analyzed Six Alleged Violations of Notice to Sell Repossessed Vehicle
February 8, 2025

New Jersey

High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
March 9, 2026
Consumer rights and the legal landscape of starter interruption devices in auto loans and repossession.
Are Starter Interruption Devices Legal for Late Payments and/or Repossession?
November 10, 2025
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
February 11, 2024

New York

New York City’s Scofflaw Law Requires a Hearing to Meet 14th Amendment Due Process Concerns
April 6, 2026
High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
March 9, 2026
Bradley v. B & Z Auto Enterprises: How Vehicle Title Jumping/Skipping Harms Consumers
February 2, 2026
Consumer rights and the legal landscape of starter interruption devices in auto loans and repossession.
Are Starter Interruption Devices Legal for Late Payments and/or Repossession?
November 10, 2025
Lien Holders Must Receive Notice of Seizure But Consequential Damages Are Unlikely
August 26, 2025
The Doctrine of Laches: Ensuring Compliance with State Lien Law and Timely Notice to Lien Holders
July 26, 2025
Progressive to Pay $48M to New York Drivers Over Underpaid Total Loss Claims
April 20, 2025
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
February 11, 2024

North Carolina

Fourth Circuit Court of Appeals Grants Police Officer Qualified Immunity in Improper Repossession Lawsuit
March 17, 2025
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
February 11, 2024

Ohio

High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
March 9, 2026
Dawson vs. RAM Motors, LLC: Post Petition Repossession Violated Bankruptcy Stay
January 16, 2026
Fifth Third Bank Agreed to $15M Fine for Illegal Repossessions and Duplicative Insurance Practices
October 10, 2025
Recovery of Repair Damages Requires Direct and Proximate Cause
May 22, 2025
No Private Right of Action Against Prosecutor or Detective for Delayed Hearing Greater Than Sixty Days
September 11, 2024
State Law Controls Issuance and Correction of Vehicle Titles
April 27, 2024
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
February 11, 2024

Oklahoma

Court-Ordered Surrender of Title for Correction of Title Mistakes
February 1, 2024

Oregon

To Avoid Vehicle Repossession, Customers Must Cure Any Default in the Terms of the Financial Agreement
June 25, 2025

Pennsylvania

High Interest [Usury] and Predatory Vehicle Title Loans in Illinois
March 9, 2026
Wells Fargo Settles Lawsuit Over Deficient Repossession Notices
April 19, 2025
Is “No” Three Times Good Enough to Be a “Breach of the Peace”?
October 17, 2024
2019 Land Rover Booted & Impounded by City of Philadelphia for Three Unpaid Traffic & Parking Violations
September 12, 2024
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
February 11, 2024

Texas

Consumer rights and the legal landscape of starter interruption devices in auto loans and repossession.
Are Starter Interruption Devices Legal for Late Payments and/or Repossession?
November 10, 2025
Misapplication of Payments on Vehicle Loans Give Rise to Wrongful Repossessions
February 11, 2024

Wisconsin

Improper Repossession Lawsuit Requires Proof of Financial Institution’s Direct Involvement
December 23, 2024